Fred is the eldest son of the Vincy family. When the novel begins he is lazy, irresponsible, and obnoxious. He has failed his university exam and has thus returned home. He expects to inherit land from Mr. Featherstone, which causes him to be overconfident and reckless with money; he gets into debt through gambling and causes the Garth family significant financial trouble after Caleb Garth cosigns his debt. Fred feels guilty about how his actions affect the Garths, but he remains self-centered, ultimately caring most about his own feelings. After Featherstone’s land goes to Featherstone’s illegitimate son, Joshua Rigg, Mr. Vincy forces Fred to go back to university and finish his theology degree. Fred does so but then refuses to enter the church, mostly because his childhood sweetheart, Mary Garth, says she will never marry him if he becomes a clergyman. Fred eventually becomes an apprentice to Caleb, becoming more mature and responsible in the process. He and Mary get married, have three children, and Fred becomes a prosperous farmer.